What Are Mutual Funds?
According to Richard Cayne at Meyer International in Bangkok Thailand, a mutual fund is a collective investment where a group of investors pool money together for buying a range of stocks, bonds or various other securities. The money is administered by a fund manager who trades the underlying securities of the fund, benefits from the monetary gains/losses and gathers interest income and dividend. The manager is not entitled to buy any stock when he feels like buying it. A pre-decided structured mandate, which is explained in the fund prospectus, has to be followed. This is to help the investor make an informed decision.
A mutual fund investment spreads your risk and helps you diversify your portfolio in a better way. Spreading the risk means reducing your chances of losing money. As per the type of fund, the gains obtained are optimally balanced and consistent. Almost all mutual funds follow a specific investment strategy.
Different Types of Mutual Funds
Richard Cayne Meyer International in Bangkok further sheds light on mutual funds and informs that mutual funds are available in different types including the bond funds, stock funds, money market funds, balanced funds and specialist sector funds. With the help of these mutual funds, one can choose to invest in the market as per his wish by either choosing the active portfolio management or by purchasing a market segment which has no intervention from a manager like an index fund. Because of the availability of various types of mutual funds, one can easily create a diversified portfolio and that too, without any excessive cost.
Mutual Funds Diversification
According to mutual fund investment advisor Richard Cayne of Meyer International in Thailand, the best part of mutual funds is that one can invest an amount of money in single fund and can receive prompt access to a portfolio which is diversified and has reduced risks. Diversifying a stock portfolio, on the other hand, requires buying different individual securities and this is a more complicated and risky procedure.
Making Money from Mutual Funds
Just as any investment requires knowledge, caution, wisdom and being opportunistic at the right time, similarly, the mutual fund investments also need to make careful and intelligent decisions by the fund manager and only then, these funds prove beneficial and help the investor make money out of them, says Richard Cayne.
The mutual fund income can be obtained from dividends on stocks and interest on bonds. The fund can decide to sell those securities which have increased in value. This way the fund achieves capital growth and passes it on to its investors. Richard Cayne of Meyer International has been involved in mutual fund distribution in Tokyo and throughout Japan for many years as he had lived in Tokyo Japan for 15 years. Currently Richard Cayne is Managing Director of Meyer International Ltd based in Bangkok Thailand, and like Meyer Asset Management Ltd is part of Asia Wealth Group Holdings which is listed on London UK’s PLUS Stock exchange.
According to Richard Cayne at Meyer International in Bangkok Thailand, a mutual fund is a collective investment where a group of investors pool money together for buying a range of stocks, bonds or various other securities. The money is administered by a fund manager who trades the underlying securities of the fund, benefits from the monetary gains/losses and gathers interest income and dividend. The manager is not entitled to buy any stock when he feels like buying it. A pre-decided structured mandate, which is explained in the fund prospectus, has to be followed. This is to help the investor make an informed decision.
A mutual fund investment spreads your risk and helps you diversify your portfolio in a better way. Spreading the risk means reducing your chances of losing money. As per the type of fund, the gains obtained are optimally balanced and consistent. Almost all mutual funds follow a specific investment strategy.
Different Types of Mutual Funds
Richard Cayne Meyer International in Bangkok further sheds light on mutual funds and informs that mutual funds are available in different types including the bond funds, stock funds, money market funds, balanced funds and specialist sector funds. With the help of these mutual funds, one can choose to invest in the market as per his wish by either choosing the active portfolio management or by purchasing a market segment which has no intervention from a manager like an index fund. Because of the availability of various types of mutual funds, one can easily create a diversified portfolio and that too, without any excessive cost.
Mutual Funds Diversification
According to mutual fund investment advisor Richard Cayne of Meyer International in Thailand, the best part of mutual funds is that one can invest an amount of money in single fund and can receive prompt access to a portfolio which is diversified and has reduced risks. Diversifying a stock portfolio, on the other hand, requires buying different individual securities and this is a more complicated and risky procedure.
Making Money from Mutual Funds
Just as any investment requires knowledge, caution, wisdom and being opportunistic at the right time, similarly, the mutual fund investments also need to make careful and intelligent decisions by the fund manager and only then, these funds prove beneficial and help the investor make money out of them, says Richard Cayne.
The mutual fund income can be obtained from dividends on stocks and interest on bonds. The fund can decide to sell those securities which have increased in value. This way the fund achieves capital growth and passes it on to its investors. Richard Cayne of Meyer International has been involved in mutual fund distribution in Tokyo and throughout Japan for many years as he had lived in Tokyo Japan for 15 years. Currently Richard Cayne is Managing Director of Meyer International Ltd based in Bangkok Thailand, and like Meyer Asset Management Ltd is part of Asia Wealth Group Holdings which is listed on London UK’s PLUS Stock exchange.
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