Why Mutual Funds Make Sense To Most Investors?

Mutual funds have been increasing in popularity over the past couple of years as investment vehicles due to a wide variety of reasons. Richard Cayne of Meyer, a leading financial consultant in Asia, offers insight into some of the top reasons that have made mutual funds a popular pick for investment portfolios and which could help new investors decide whether it is the right choice for them or not. Mutual Funds essentially work on the premise of a pool of funds that is collected from assorted investors, so that it can be invested in a particular security for periodic monetary gains.

According to Richard Cayne Meyer, one of the greatest benefits of investing in mutual funds is that it is managed by a specialist. Every experienced fund manager, or portfolio manager as they are called, has in-depth knowledge of the various securities available in the market for investment that would fit right in with the strategy of the investor. Such ready access to professional advice makes the decision-making process for investors that much easier. Richard Cayne Meyer mentions that with such instant access to a wide assortment of stocks and bonds, coupled with the expert advice of the portfolio manager helps investors benefit manifold as compared to if they were to invest in individual stocks.

Richard Cayne Meyer mentions that the second most important factor that makes mutual funds so lucrative is their liquidity. With the option to withdraw funds at regular intervals or even have them simply deposited into your bank account makes them an investment option that offers convenients.  In addition, Richard Cayne Meyer explains, that with the option to begin investing at as low as $250 a month, which can further be directly debited from your account or credit card, it can be fairly hassle free.

Richard Cayne Meyer goes ahead to mention that mutual funds offer diversification along with transparency, making them a sound choice for most individuals. Since the portfolio manager makes the decision to invest in certain types of securities on the basis of your risk tolerance levels, investment goals as well as various market pros and cons, it takes the edge off having to take the time out to research and decide how to create a balanced portfolio. Richard Cayne Meyer further adds that offer documents such as the prospectus offer in-depth details regarding the fund’s performance, fees, entry and exit load charges, shareholders and much more, giving investors a clear picture regarding what they can expect from their mutual fund managers and what kind of an investment they are getting into. Such clarity coupled with professional advice helps make mutual funds a sound choice.

Richard Cayne Meyer originally from Montreal Canada currently resides in Bangkok Thailand and runs the Meyer Group of Companies.  Prior to which he was residing in Tokyo Japan for over 15 years and is one of the founding members of Asia Wealth Group Holdings Ltd a London, UK Stock Exchange Financial Holdings Company.